Case studies
A testament to the value of our expertise and the positive impact it can have on your business. Every one shows the whole table, not just the headline.
Reach outSafe Harbor Match
A Safe Harbor Match removes ADP, ACP and Top Heavy testing, which lets the owners defer the full amount every year without waiting on a test result. The match is immediately vested and it is the only employer contribution in this design.
401(k) Profit Sharing
Adding a discretionary profit sharing contribution on top of a 3% Safe Harbor lets the owners take a materially larger share of the employer dollars, while every eligible employee still receives a funded benefit.
Cash Balance Plans, Owner Only
With no eligible employees, a Cash Balance plan stacked on a 401(k) with profit sharing sends every dollar of the contribution to the owner. This is the highest deduction available to a consistently high income earner.
Cash Balance Plans for Businesses with Employees
The full stack. A Cash Balance plan layered on a 401(k) with Safe Harbor and profit sharing moves the owners past $400,000 in a single year while the employee cost stays modest and predictable.
A dedicated team focused on you and your employees.
Tell us your goals and we will design the plan that gets you there. Call (858) 257-3555.